Amplify Women Committee

Cheryl Baker is the Head of North American Risk Management at Stellantis. Cheryl has over 20 years of experience in the insurance industry, covering various areas of focus including mergers and acquisitions, professional liability, corporate claims, and cyber risks, all with the effective utilization of captive insurance companies in mind. Cheryl strives to work with internal and external colleagues to assess risks and assist executive leadership in making risk-intelligent decisions. Cheryl is the president of Stellantis’ US-based captive and has earned an MBA from Louisiana State University-Shreveport, and a Bachelor of Arts from the University of Michigan-Dearborn, as well as the ARM, CIC, CRM, and Associate in Captive Insurance designations.

As the Director of Captive Insurance, Sandy Bigglestone is charged with managing the Division’s operations and overseeing the financial condition of captive insurance companies domiciled in Vermont. Among her various responsibilities, Sandy conducts the review and approval of captive insurance company applications for licensing, and filings related to company plan of operation changes.

Sandy has been employed by the Captive Division since 1997, and has transitioned to her current leadership role, from examiner to supervisor to manager. She serves as a principal staff member to the Deputy Commissioner of Captive Insurance.

Prior to her regulatory career, Sandy provided audit and tax services for clients of a public accounting firm and was employed as an accountant in a Vermont medical center.

Sandy earned a Bachelor’s Degree in Accounting from Southern New Hampshire University. Sandy is a member of the American Institute of Certified Public Accountants, Vermont Society of Certified Public Accountants and Society of Financial Examiners.

Sandy is a Certified Public Accountant and Certified Financial Examiner, and received a Certified Public Manager designation from the State of Vermont for her participation in a state government leadership career development program. Sandy also earned her Associate Professional in Insurance Regulation designation from the National Association of Insurance Commissioners.

The 2017 Captive Review Power 50, which recognizes the most influential professionals in the global captive insurance industry, named Sandy at #22.

Craig Brophy is a Principal of Milliman, a Fellow of the Casualty Actuarial Society, and a Member of the American Academy of Actuaries with over 15 years of experience in property and casualty insurance. Craig’s consulting experience includes loss reserving, ratemaking, and data analysis. He works with clients that include multi-line property and casualty insurers, captives, self-insurers, risk retention groups, reinsurance pools, and state insurance departments. During his career, he has assisted with the actuarial portion of the captive feasibility process and ongoing actuarial work for a number of companies in various domiciles, both in the United States and abroad.

Courtney is Head of Insurance at Fluid Truck. He leads the design, development, implementation, and management of wholly owned captive insurance companies to finance the organization’s risks and those of its subsidiary operations. Previously, he served seven years as the Executive Director of Captive Programs for the University of California, Office of the President where he built and directed several captives including Fiat Lux Risk and Insurance Company a single parent captive, UC Health a RRG, Eureka a PCC, Eureka One, IC and Sequoia, IC. He previously spent 30 years in the insurance brokerage community as a direct writing agent, independent broker, and ultimately a captive insurance practitioner. He was named the 2016 Captive Professional of the Year at the Captive Review US Captive Awards. In 2017, he was named a National Risk Allstar by Risk & Insurance magazine and Fiat Lux Risk and Insurance Company received the 2017 Outstanding Captive Award from CICA. In 2020 he was ranked 10th on Captive Review magazine’s “Power 50”. In 2021 and 2022 Captive Review also recognized him as one of the 20 most influential captive insurance owners. A frequent industry speaker, Courtney is also a member of the faculty for the International Center for Captive Insurance Education.

Amy Evans is an Executive Vice President, Business Development and Professional Liability, at Intercare Insurance Services. Intercare provides custom tailored claims, risk and managed care services with regard to all areas of liability including MPL, PL, GL, Products, Workers’ Compensation, E&O, D&O, EPL & EBL. We serve self-insured organizations, captives, risk retention groups, commercial carriers and Lloyd’s syndicates.

Amy started her legal career working at the University of North Texas where she assisted the University’s General Counsel and State Attorney General’s office with claims and litigation inherent to a public university and medical school. Amy began private practice in Houston where she was a first party insurance defense attorney representing national insurance carriers with a focus on insurance bad faith, coverage, arson and fraud litigation. In 1999, Amy began to focus nationally on the oversight and management of claims and litigation in the healthcare industry including litigation involving hospitals, physicians, nurses, allied health, life sciences, long term care, behavioral health and addiction medicine.

Anjanette Fowler is a Managing Director with PNC Institutional Asset Management and member of the Insurance & Specialized Industries Group which focuses on providing investment, custodial, and banking solutions to the captive insurance industry. She brings over 27 years of investment portfolio management experience for insurance companies, along with a valuable understanding of the financial complexities particular to our industry.

Anjanette is a frequent speaker at insurance and risk management conferences and is actively involved in supporting the industry through her involvement in numerous insurance associations and events, including the current chair of the Captive Insurance Companies Association’s Amplify Women Committee.

Esperanza (“Espy”) Borja Mead is Actuarial Factor’s Principal and has over 24 years of actuarial experience. She is a Fellow of the Casualty Actuarial Society, a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and a Distinguished Toastmaster.  She has extensive experience in property and casualty, personal and business, accident and health, and life in the United States, Latin America, and the Caribbean.

Just prior to founding Actuarial Factor located in Miami, Florida, Espy worked as Vice President, Chief Actuary of Latin America at Chubb.
Her actuarial work includes pricing, reserving, feasibility studies, peer reviews, expert testimony, and mergers & acquisitions.

As a Tax Senior at Crowe LLP, Alicia Miller is the lead client service provider for many of the firm’s multi-national and international insurance clients. She has experience with both U.S. domiciled and internationally domiciled insurance companies. Alicia has worked with commercial property & casualty insurance companies, life insurers, single parent captives, risk retention groups, association captives, cell companies, risk pools, and reciprocal insurance companies. Her roles at the firm include overseeing the preparation of federal and state income tax returns, preparation of tax related compliance for GAAP and SSAP 101 reporting and performing research and consulting on federal and state insurance related issues.

Mary Ellen Moriarty has been actively engaged in the insurance industry for over 30 years in positions within national insurance brokerages as well as commercial insurance carriers. She joined EIIA in 2002, as the Vice President for Property & Casualty, focusing her extensive insurance experience on the higher education industry group. Mary Ellen received a Bachelor of Science from Northern Illinois University, a MBA from DePaul University and a Masters of Pastoral Studies from Loyola University. She currently holds the Chartered Property & Casualty Underwriter (CPCU), Associate in Risk Management (ARM), and Associate in Captive Insurance (ACI) designations.

Kara Tencellent co-leads the NFP Risk & Insurance Strategy Collective (“RISC”), which offers a broad range of solutions as part of NFP’s Captive and Alternative Risk practice. As managing director at NFP, Kara is responsible for the development and delivery of alternative risk, captive consulting and management solutions and leads the domestic and international growth of this specialty practice.

Kara has over 20 years of insurance and risk management experience that includes expanding international business capabilities and product lines in the commercial, captive and alternative risk space. Most recently, she served as director of alternative risk solutions at Coverys. Prior to that, she was vice president of underwriting and compliance with the Willis global captive practice.

A veteran of the captive insurance industry, Anne Marie Towle leads the Global Captive Solutions Team at Hylant. She has over 25 years of experience with diverse projects and has worked with captives and other alternative risk transfer vehicles in many key onshore and offshore domiciles. Prior to joining Hylant, Anne Marie was an Executive Vice President with JLT, and formerly a Senior Consultant with Willis Towers Watson for over 7 years. Anne Marie also spent time as a Senior Manager in public accounting and 10 years in taxation, where she provided consultancy services to captive owners.

Anne Marie managed client projects through feasibility and implementation processes in structuring captives and managing their accounting and tax compliance functions. Before that, for over 6 years, Anne Marie worked in private industry in the insurance tax departments of several Fortune 500 insurance and financial institution companies.
Throughout her career, Anne Marie has been closely involved in captive insurance organizations at the local, state and national level. She serves on the Board of Directors for the Vermont Captive Insurance Association (VCIA), Vice-Chair for the North Carolina Captive Insurance Association (NCCIA), and the International Center for Captive Insurance Education (ICCIE); the curriculum committee for ICCIE and an instructor for ICCIE courses; and the conference committees of the (2017 Chair) VCIA, Captive Insurance Companies Association (CICA), World Captive Forum (WCF) and the South Carolina Captive Insurance Association (SCCIA).

Anne Marie is a certified public accountant and attended Western Michigan University where she majored in accountancy and minored in international business. She is honored to be named to the Captive Review Power 50 for the past 4 years and is a requested frequent speaker and author on various captive insurance topics.

Katherine (Katie) Wildman is Program Manager BevCap Management LLC. After graduating from Texas A&M with a Bachelor of Business Administration from the Mays Business School in 2010, I quickly joined BevCap Management in June 2010. My primary focus at BevCap Management is program management across several industries and multiple lines of coverage. I currently hold both my General Lines-Life, Accident, Health HMO and Property and Casualty Agent License. I was raised in Laredo, Texas and now reside in Dallas, Texas. I am fluent in Spanish and serve on the Junior League of Dallas and the Young Alumni Advisory Council for the Texas A&M Association of Former Students.