From: Captive Insurance Times
The Captive Insurance Companies Association (CICA) has announced the winners of its annual Student Essay Contest at the 2025 CICA International Conference.
The competition tasked college students with choosing one of three case study topics and developing a captive insurance solution to tackle risk management challenges. University of Wisconsin-Madison students Rachel Claire Gibson and Ella Pernsteiner received first-place honours and a US$2,500 prize.
Captive Insurance Times is honoured to be an official media partner with CICA and to have the privilege of showcasing a Q&A with each of the students and publishing each of the finalists’ essays.
This article appears in Issue 278 of Captive Insurance Times, linked here.



