From: Captive Insurance Times
The 2025-2026 Captive Insurance Companies Association (CICA) Student Essay Contest invited the next generation of risk professionals to develop strategic solutions for increasingly complex global risk environments. Under the theme ‘Captive Insurance Solutions for Today’s Risk Management Challenges’, student teams from Temple University, St. Mary’s University, and the University of Wisconsin-Madison demonstrated exceptional technical proficiency and forward-thinking analysis.
Captive Insurance Times is proud to present the three finalist essays from the annual CICA student essay contest. Sponsored by Hylant Global Captive Solutions, the competition tasks students with developing innovative captive solutions for complex risk management challenges. This year, the top honours were awarded to teams from Temple University, St. Mary’s University and the University of Wisconsin-Madison for their detailed proposals addressing cruise line and retail exposures
This article appears in Issue 290 of Captive Insurance Times, linked here.



